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<p><span class="cm">Adjusters Asia and its claims professionals have broad
experience and expertise in all fields of insurance loss adjusting. With
a firm eye on detail, our approach to the adjustment of all insurance
claims - large or small - remains the same: each and every claim receives
the same unswerving commitment to quality, integrity and excellence.</span></p>
<p><span class="cm">At Adjusters Asia, there simply isn't room for anything
else.</span></p>
<p><span class="cm">Below is a brief description of the claims and loss
adjusting expertise offered by staff.</span></p>
<p><span class="cm">Use the links at the left of the page to navigate this
section of our site.</span></p>
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<td><a href="#all_lines" onMouseOver="MM_displayStatusMsg('All Lines Claims');return document.MM_returnValue" class="sub_link">All
Lines</a></td>
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<td><a href="#commercial_claims" onMouseOver="MM_displayStatusMsg('Commercial Claims');return document.MM_returnValue" class="sub_link">Commercial
Property</a></td>
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<td><a href="#business_interruption" onMouseOver="MM_displayStatusMsg('Business Interruption');return document.MM_returnValue" class="sub_link">Business
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<td><a href="#construction_claims" onMouseOver="MM_displayStatusMsg('Construction Claims');return document.MM_returnValue" class="sub_link">Construction</a></td>
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<td><a href="#technology_claims" onMouseOver="MM_displayStatusMsg('Technology Claims');return document.MM_returnValue" class="sub_link">Technology</a></td>
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<td><a href="#oil_gas_claims" onMouseOver="MM_displayStatusMsg('Oil & Gas Claims');return document.MM_returnValue" class="sub_link">Oil
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<td><a href="#aviation_claims" onMouseOver="MM_displayStatusMsg('Aviation Claims');return document.MM_returnValue" class="sub_link">Aviation</a></td>
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<td><a href="#surety_fidelity" onMouseOver="MM_displayStatusMsg('Surety & Fidelity Bonds');return document.MM_returnValue" class="sub_link">Surety
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<td><a href="#aquaculture_claims" onMouseOver="MM_displayStatusMsg('Aquaculture Claims');return document.MM_returnValue" class="sub_link">Aquaculture</a></td>
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<td><a href="#catastrophe_claims" onMouseOver="MM_displayStatusMsg('Catastrophe Claims');return document.MM_returnValue" class="sub_link">Catastrophe</a></td>
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<td><a href="#environmental_claims" onMouseOver="MM_displayStatusMsg('Environmental Claims');return document.MM_returnValue" class="sub_link">Environmental</a></td>
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<td><a href="#boiler_machinery" onMouseOver="MM_displayStatusMsg('Boiler & Machinery');return document.MM_returnValue" class="sub_link">Boiler
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<td><a href="#kidnap_ransom" onMouseOver="MM_displayStatusMsg('Kidnap, Ransom, Extortion Claims');return document.MM_returnValue" class="sub_link">Kidnap,
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<p><span class="cm"> <a name="all_lines"></a><br>
</span></p>
<p class="header">All Lines</p>
<p><span class="cm">As a full multi-line claims adjusting company, our staff
of independent insurance claims adjusters have a wide range of experience
in all classes of insurance.</span></p>
<p><span class="cm">From casualty adjusting through to the adjustment of
major commercial property claims involving complex issues of legal and
contractual liability, subrogation and business interruption (BI), our
in-house team of forensic accountants, legal experts, construction project
managers, mediators, senior property adjusters and information technology
professionals have the experience and expertise necessary to bring any
loss or claim to a swift and successful conclusion.<br>
<a name="commercial_claims"></a><br>
</span></p>
<p class="header">Commercial Property</p>
<p><span class="cm">The expertise of our firm in the adjustment of commercial
property claims, both large and small, is widely recognized by insurance
and reinsurance companies in <a href="../countries/countries_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Countries & Regions');return document.MM_returnValue" class="link_plain">countries</a>
throughout the world.</span></p>
<p><span class="cm">Complex insurance claims derived from manuscript policy
wordings, each replete with issues of contractual liability, business
interruption, and contentious coverage issues, are, quite frankly, all
the norm here at Adjusters Asia. In fact, our reputation as one of the
leading property-adjusting firms in Asia has been achieved only through
our deep understanding of such claims, as well as the manner — and
speed — in which these complex insurance losses are brought under
control, and then swiftly settled by our commercial property adjusters.</span></p>
<p><span class="cm">Among the many insurance losses adjusted in this category
are:</span></p>
<ul>
<li><span class="cm">Major Commercial Fire Losses</span></li>
<li><span class="cm">Building Collapses</span></li>
<li><span class="cm">Chemical Contamination (in-plant and out)</span></li>
<li><span class="cm">Environmental Liability</span></li>
<li><span class="cm"> Construction (contractors, engineers, suppliers)</span></li>
<li><span class="cm">Oil and Gas (petro-chemical, petroleum)</span></li>
<li><span class="cm">Windstorm (hurricane, typhoon)</span></li>
<li><span class="cm">Flood</span></li>
<li><span class="cm">Earthquake</span></li>
<li><span class="cm">Business Interruption</span></li>
<li><span class="cm">Products</span></li>
<li><span class="cm">Aviation</span></li>
<li><span class="cm">Professional Liability (Errors & Omissions)</span></li>
</ul>
<a name="business_interruption"></a><br>
<p class="header">Business Interruption (BI)</p>
<p><span class="cm">Projecting the levels of turnover and profit that could
have been achieved had a loss not occurred is only one area in which the
business interruption (BI) specialists at Adjusters Asia have received
wide acclaim.</span></p>
<p><span class="cm">Credible data is the key to validating any claim for
business interruption (BI), and at Adjusters Asia such data is taken into
account by our adjusters only after being subjected to a rigorous and
thorough analysis. Great attention is paid, as well, to such things as
loss mitigation and the immediate resumption of operations at alternate
locations, all with the goal of mitigating any claim for business interruption
(BI) and returning the policyholder to the same level of business activity
and profits that existed prior to the loss.</span></p>
<p><span class="cm">At Adjusters Asia, our team of professional independent
insurance adjusters and accountants not only understand the business of
insurance, as well as the many variables involved in any claim for business
interruption — we understand business.<br>
<a name="construction_claims"></a><br>
</span></p>
<p class="header">Construction</p>
<p class="cm">As the only firm of independent insurance adjusters in Asia
with an in-house team of professional project managers offering a host
of <a href="../project/project_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Project Management Services');return document.MM_returnValue" class="link2">project
management</a> services, Adjusters Asia is widely recognized as the leader
in the adjustment of construction claims, large or small, throughout Asia.</p>
<p><span class="cm">From Hong Kong, China, Taiwan and the Philippines, to
Thailand, India and Afghanistan, the engineers and construction project
managers at Adjusters Asia are fully familiar with construction practices
throughout the Asian region, and have the knowledge and expertise necessary
to successfully resolve — and expedite — any and all insurance
claims in this specialized field.</span></p>
<p><span class="cm">The following is a brief summary of the claims expertise
offered by our senior independent insurance adjusters in the field of
construction losses.</span></p>
<ul>
<li><span class="cm">Builder's (Builders) Risk</span></li>
<li><span class="cm">Construction Wrap-up</span></li>
<li><span class="cm">Contractors All Risks (CAR)</span></li>
<li><span class="cm">Contract Works & Contractors Plant & Equipment</span></li>
<li><span class="cm">Erection All Risks (EAR)</span></li>
<li><span class="cm">Completed Construction Risks & Industrial All Risks</span></li>
<li><span class="cm">Loss of Profits (LoP), Business Interruption (BI)</span></li>
<li><span class="cm">Advance Loss of Profits (ALoP)</span></li>
<li><span class="cm">Delay in Start Up (DSU)</span></li>
<li><span class="cm">Heavy Equipment</span></li>
<li><span class="cm">Tool Floaters</span></li>
<li><span class="cm">Contractors Legal Liability</span></li>
<li><span class="cm">Professional Liability — engineers, architects,
surveyors </span></li>
<li><span class="cm">Environmental Claims</span></li>
<li><span class="cm">Mobile Equipment</span></li>
<li><span class="cm">BOT (Build-Operate-Transfer) construction projects</span></li>
<li><span class="cm">BOO (Build-Operate-Own)</span></li>
<li><span class="cm">PFI (Private Finance Initiatives)</span></li>
<li><span class="cm">Petro-chemical projects — up & downstream,
rigs, refineries</span></li>
<li><span class="cm">Building construction projects — hotels, office
towers, hospitals, schools, residential apartment buildings, condominiums,
shopping centers (malls), general commercial structures</span></li>
<li><span class="cm">Hydro electric, power plants</span></li>
<li><span class="cm"> Telecommunications</span></li>
<li><span class="cm">Transportation, bridges, tunnels</span></li>
<li><span class="cm">General infrastructure projects</span></li>
<li><span class="cm">Civil engineering</span></li>
<li><span class="cm">Mining and excavation</span></li>
<li><span class="cm">Plant - factory construction</span></li>
<li><span class="cm">Risk assessment, analysis, monitoring</span></li>
<li><span class="cm">Loss prevention services</span></li>
</ul>
<a name="technology_claims"></a><br>
<p class="header">Technology</p>
<p><span class="cm">Under the direction of our founder, a professional independent
insurance adjuster — and programmer — with over 25 years adjusting
experience, Adjusters Asia was established with a strong emphasis on technology.
Utilizing our in-house team of software developers, programmers, database
engineers and Internet web designers, Adjusters Asia, in addition to its
core business of insurance claims adjusting, develops and deploys advanced
Internet (web) and software applications targeted specifically for the
insurance industry and others associated with it.</span></p>
<p><span class="cm">As to hardware, Adjusters Asia has considerable expertise
in all areas of information technology (IT) hardware and electronic equipment,
including equipment and systems indigenous to the telecommunications,
computer and semiconductor (chip) industries. RAID systems and other storage
methodologies are issues frequently at the heart of insurance claims in
the computer sector, and Adjusters Asia, with its own first-hand knowledge
of such systems, offers unrivalled expertise in this highly specialized
area. In fact, as an active member of the technology community here in
Asia, our firm regularly performs speed and integrity tests on a variety
of newly released computer and IT hardware, sharing and exchanging this
information with our many IT colleagues in the field.</span></p>
<p><span class="cm">The following is a brief summary of the claims expertise
offered by our technology adjusters.</span></p>
<ul>
<li><span class="cm">Global Technology Errors & Omissions (product
failures)</span></li>
<li><span class="cm">Internet Professional Liability claims arising from
the failure of services and/or products supplied by Internet Service
Providers (ISPs), Web Site Designers & Developers, E-mail Service
Providers, Encryption Service Providers (e-business, e-commerce, secure
transaction services, Secure Socket Layer, SSL encryption protocol),
Domain Name Registrants, Network Support and Monitoring companies</span></li>
<li><span class="cm">Connectivity and network failure claims</span></li>
<li><span class="cm">Destruction, failure or damage of IT hardware</span></li>
<li><span class="cm">Denial of Service (DoS) Attacks</span></li>
<li><span class="cm">Brute Force Attacks (cryptographic keys and passwords)</span></li>
<li><span class="cm">Viral Infections (computer viruses)</span></li>
<li><span class="cm">Trojan Horses</span></li>
<li><span class="cm">Loss arising from hacking, cracking (hackers)</span></li>
<li><span class="cm">Operating System (OS) Attacks</span></li>
<li><span class="cm">Network Attacks</span></li>
<li><span class="cm">Theft of copyright material, code and other critical
IT data</span></li>
<li><span class="cm">IT espionage, theft</span></li>
<li><span class="cm">Recovery of critical information (storage device
failures)</span></li>
<li><span class="cm">Regeneration, restoration of lost data and/or code</span></li>
<li><span class="cm">Database reconstruction, legacy or otherwise</span></li>
<li><span class="cm">Business interruption claims — e-business, e-commerce</span></li>
<li><span class="cm"> Insurance risk consulting</span></li>
<li><span class="cm">Loss prevention services</span></li>
</ul>
<p><span class="cm">Because of our extensive knowledge in the field of information
technology (IT), including network security, infrastructure security and
attacks initiated by way of computer viruses, hackers, crackers and Trojan
horses, insurance companies throughout the world have been quick to recognize
the expertise of Adjusters Asia and its technology adjusters in all matters
of insurance technology claims, not only in Asia, but in countries throughout
the world. In fact, as the only loss adjusting firm with an in-house IT
department, Adjusters Asia is widely viewed as the de facto expert in
all areas of technology losses and claims, including those arising from
Global Technology Errors & Omissions insurance policies (product failures).</span></p>
<p><span class="cm">Below are some useful links that provide information
on Denial of Service (DoS) Attacks, Network Attacks, Operating System
(OS) Attacks and Trojan Horse Attacks. For those interested in the hardware
side of things, a link to Tom's Hardware - a site offering test results
of the latest IT hardware - has been included.</span></p>
<ul>
<li><a href="http://www.irchelp.org/irchelp/nuke/" target="_blank" onMouseOver="MM_displayStatusMsg('Denial of Service Attacks');return document.MM_returnValue" class="link2">Denial
of Service, Network, and OS Attacks — White Paper</a></li>
<li> <a href="http://www.irchelp.org/irchelp/security/trojan.html" target="_blank" onMouseOver="MM_displayStatusMsg('Trojan Horses');return document.MM_returnValue" class="link2">Trojan
Horse Attacks — White Paper</a></li>
<li><a href="http://www.tomshardware.com" target="_blank" onMouseOver="MM_displayStatusMsg('Tom\'s Hardware');return document.MM_returnValue" class="link2">Hardware
Test Results — Tom's Hardware</a><br>
<span class="cm">Thomas Pabst's site is the best of its kind on the
Internet<br>
Available in several languages including German, French, English, Japanese,
Korean and Chinese</span></li>
<li> <a href="http://www.overclockers.com" target="_blank" onMouseOver="MM_displayStatusMsg('Overclocking CPUs');return document.MM_returnValue" class="link2">Over
clocking CPUs — Overclockers.com</a><br>
<span class="cm">For speed demons only</span></li>
</ul>
<a name="oil_gas_claims"></a><br>
<p class="header">Energy - Oil and Gas</p>
<p><span class="cm">Adjusters Asia and its team of independent insurance
claims adjusters, oil and gas engineers, construction project managers
and IT professionals have considerable expertise in the field of petro-chemical
(oil & gas, petroleum) claims and losses.</span></p>
<p><span class="cm">From Venezuela to the Middle East, or from Vietnam and
the Philippines to Indonesia and Thailand, Adjusters Asia understands
the complexity of the global oil and gas (petroleum) industry, and has
the comprehensive experience necessary to successfully handle the often-complex
losses arising from the petro-chemical sector.</span></p>
<p><span class="cm">Often, the dynamics of political, economic, industrial
and social unrest, as well as the poor allocation of local resources,
can give rise to, or impact the value of insurance claims and losses in
the petroleum sector, and Adjusters Asia, with its broad experience in
the Asian region, understands these issues, and works quickly to resolve
and/or circumvent the problems in order to effect a rapid return to full
operations.</span></p>
<p><span class="cm">In concert with leading petro-chemical, structural and
civil engineers, all with vast experience in the Asian region, Adjusters
Asia and its team of construction project managers, oil and gas adjusters,
accountants and business interruption specialists are quick to identify
the key elements — and dynamics — behind any insurance claim
in the oil and gas sector, and work tirelessly to mitigate the loss and
to immediately restore production capacity and profits to the levels that
existed prior the claims event.</span></p>
<p><span class="cm">From oil and gas refineries to offshore drilling platforms,
or from cross-country pipelines to oil and liquid (liquefied) natural
gas (LNG) storage facilities and ocean-going tankers, Adjusters Asia and
its senior oil and gas adjusters understand the inner-workings of the
global petroleum (oil and gas) industry, and have the knowledge and expertise
necessary to bring any and all insurance claims in this specialized field
to a swift and successful conclusion, not only here in Asia, but in countries
throughout the world.<br>
<a name="aviation_claims"></a><br>
</span></p>
<p class="header">Aviation</p>
<p><span class="cm">The highly experienced investigators, insurance claims
adjusters, legal and aviation specialists at Adjusters Asia provide a
broad range of services to the aviation industry, including aviation insurers,
reinsurers, brokers, aviation underwriters and aircraft owners.</span></p>
<p><span class="cm">From thorough, fact-finding investigations into the
cause and origin of aviation losses and failures, to the management and
administration of aviation related lawsuits and litigation, the aviation
adjusters at Adjusters Asia have the expertise necessary to handle these
complex, highly technical claims.</span></p>
<p><span class="cm">The following is a brief summary of the claims expertise
offered by Adjusters Asia in connection with aviation losses.</span></p>
<ul>
<li><span class="cm">Fixed Wing (Aircraft) — airframes, hulls, engines</span></li>
<li><span class="cm">Helicopter</span></li>
<li><span class="cm">Fixed Base Operator (Operations)</span></li>
<li><span class="cm">Rental and Instruction</span></li>
<li><span class="cm">Hangar (Hangarkeepers)</span></li>
<li><span class="cm">Non-Owned Aircraft</span></li>
<li><span class="cm">Airport Liability</span></li>
<li><span class="cm">Corporate Aircraft</span></li>
<li><span class="cm">Aviation Products (Manufacturers)</span></li>
<li><span class="cm">Airline Liability</span></li>
<li><span class="cm">Excess Aviation Liability</span></li>
<li><span class="cm">Aerospace — satellites, launch vehicles, payloads</span></li>
</ul>
<p><span class="cm">Below are some useful links to government and non-governmental
aviation sites.</span></p>
<ul>
<li><a href="http://www.icao.int/" target="_blank" class="link2">International
Civil Aviation Organization (ICAO)</a></li>
<li><a href="http://www.faa.gov/" target="_blank" class="link2">U.S. Federal
Aviation Administration (FAA)</a></li>
<li><a href="http://www.mlit.go.jp/english/index.html" target="_blank" class="link2">Japan
Ministry of Land, Infrastructure & Transport (Aviation)</a></li>
<li><a href="http://www.info.gov.hk/cad/english/main.htm" target="_blank" class="link2">Civil
Aviation Department of Hong Kong</a></li>
<li><a href="http://www.caas.gov.sg/corporate/index_1024.asp" target="_blank" class="link2">Civil
Aviation Authority of Singapore</a></li>
<li><a href="http://www.caa.gov.tw/" target="_blank" class="link2">Civil
Aeronautics Administration Ministry — Taiwan</a></li>
<li><a href="http://dgca.nic.in/" target="_blank" class="link2">Directorate
General of Civil Aviation — India</a></li>
<li><a href="http://www.motc.go.th/" target="_blank" class="link2">Thailand
Ministry of Transport - Department of Aviation</a></li>
<li><a href="http://www.aviation-safety.net/database/country/JA.shtml" target="_blank" class="link2">Aviation
Safety Network</a><br>
<span class="cm">Searchable database of airliner accidents and incidents
for countries throughout Asia</span></li>
<li><a href="http://www.iuai.org/" target="_blank" class="link2">International
Union of Aviation Insurers</a></li>
</ul>
<a name="surety_fidelity"></a><br>
<p class="header">Surety & Fidelity</p>
<p><span class="cm">The insurance and bond adjusters at Adjusters Asia have
extensive experience in the investigation and adjustment of surety and
fidelity bond claims.</span></p>
<p><span class="cm">With a staff of highly specialized bond adjusters, mediators,
accountants, independent insurance adjusters and construction project
managers, Adjusters Asia is quick to identify the key issues at the heart
of surety and fidelity bond claims, including the legal obligation of
the bond itself, and works quickly to mitigate the loss following a thorough
and detailed analysis of the issues.</span></p>
<p><span class="cm">Working with each of the parties to the bond, including
the principal and obligee, as well as with key subcontractors and suppliers,
Adjusters Asia promply establishes the full spectrum of available options,
including those related to recovery, all with the intent of mitigating
— or possibly eliminating — the exposure of its surety bond
clients.</span></p>
<p><span class="cm">Below are the types of bonds in which the bond specialists
here at Adjusters Asia have often been consulted for their expertise.</span></p>
<ul>
<li><span class="cm">Bid & Performance Bonds</span></li>
<li><span class="cm">Payment</span></li>
<li><span class="cm">Maintenance</span></li>
<li><span class="cm">Warranty</span></li>
<li><span class="cm">Fidelity Bonds (Employee Dishonesty)</span></li>
</ul>
<a name="entertainment_film"></a><br>
<p class="header">Entertainment - Film Industry</p>
<p><span class="cm">The professional independent insurance adjusters at
Adjusters Asia have extensive experience in the adjustment of insurance
claims and losses arising from both foreign and domestic film productions,
television (TV) productions, music video projects and animation film productions
taking place in Asia. Our services in the entertainment field extend also
to insurance claims and/or losses arising from the use of music concert
halls, stadiums, halls and other venues, including studio production facilities
for sound recording, sound track mixing, sound and film editing, as well
as for general filming purposes.</span></p>
<p><span class="cm">With our thorough understanding of the entertainment
industry, as well as with the processes — and costs — of film
(filming), music and television (TV) productions throughout the Asian
region, Adjusters Asia provides a host of claims adjusting, risk assessment
and film survey services to insurance companies and brokers worldwide,
including major film studios, independent film studios, music companies
and labels, producers of commercials, location managers, studio film producers,
filmmakers and independent film producers.</span></p>
<p><span class="cm">Below is a brief summary of the claims expertise offered
by Adjusters Asia in connection with film, television and music video
productions.</span></p>
<ul>
<li><span class="cm"> Cast (actors, actresses) insurance claims (film,
television, music videos), arising from accident, sickness, or death
that result in additional costs and/or abandonment of the film production
project</span></li>
<li><span class="cm">Insurance claims for negative and videotape, including
those related to film, animation, artwork, archive material, slides
and transparencies, arising from additional production costs and/or
abandonment of the film or production project</span></li>
<li><span class="cm"> Claims for props, sets and wardrobe (film, television,
music videos) arising from direct physical loss and/or damage to such
equipment</span></li>
<li><span class="cm">Labour, crew claims (film, television, music videos)</span></li>
<li><span class="cm">Public Liability, including Employers Liability claims</span></li>
<li><span class="cm">Third Party Property Damage Liability claims (public
and private film studios, television studios, network studios, sound
recording facilities, studio lots, music studios and all other non-owned
filming and production locations, including government and non-governmental
sites and private locations)</span></li>
<li><span class="cm">Faulty camera, stock, and processing claims (film,
television, music videos)</span></li>
<li><span class="cm">Technical equipment claims</span></li>
<li><span class="cm">Business Interruption (BI) claims — film, television
(TV), music projects, productions, distribution and studios </span></li>
</ul>
<p><span class="cm">From Hong Kong to India, the professional independent
insurance adjusters at Adjusters Asia know the film and entertainment
industry throughout the Asian region, and have the experience and expertise
necessary to bring any claim in this specialized field to a swift and
successful conclusion.<br>
<a name="aquaculture_claims"></a><br>
</span></p>
<p class="header">Aquaculture</p>
<p><span class="cm">Adjusters Asia and its team of independent insurance
adjusters, investigators and business interruption specialists have broad
experience in the investigation and adjustment of aquaculture claims arising
from fish, shrimp, prawn and general shellfish aquaculture farms and hatchery
operations.</span></p>
<p><span class="cm">With the rapid, unprecedented depletion of wild stocks
from the world's oceans and seas, commercial aquaculture farming is seen
as the only alternative to meet the growing demand for fish products.
In fact, so great is the demand, that in several countries throughout
the world, including some found in Asia, aquaculture farming is currently
the fastest growing segment of the agricultural sector, with thousands
of new aquaculture farms entering production each year.</span></p>
<p><span class="cm">Morbidity, or loss of stock claims arising from aquaculture
operations are highly complex, and often involve issues of non-compliance,
pollution, chemical contamination, disease, theft, predators, algae blooms
and sea lice infestations. The aquaculture adjusters at Adjusters Asia
fully understand the dynamics behind such claims, and are fully familiar
with the in-depth investigations and loss-quantifying measures required
to properly document the claims in this specialized field.</span></p>
<p><span class="cm">From Japan, China and the Philippines, to Vietnam, Indonesia
and Thailand, the independent insurance adjusters at Adjusters Asia are
fully familiar with the aquaculture industry throughout Asian region,
and have the experience and expertise necessary to bring any and all insurance
claims in the aquaculture field to a swift and successful conclusion.<br>
<a name="catastrophe_claims"></a><br>
</span></p>
<p class="header">Catastrophe (CAT) Losses</p>
<p><span class="cm">Adjusters Asia and its team of independent insurance
claims adjusters, marine surveyors, investigators, appraisers, mediators,
claims administrators, construction project managers and information technology
(IT) professionals have participated in the adjusting of catastrophe (CAT)
losses worldwide, including disasters, natural and man-made, arising from
chemical and petro-chemical (oil & gas) contamination, oil spills,
floods, hurricanes, typhoons, tidal waves (tsunami) and earthquakes.</span></p>
<p><span class="cm">With an in-house team of software developers, database
engineers, programmers, designers and Internet (web) specialists, Adjusters
Asia can quickly design and launch on-line applications and databases
to streamline the handling of insurance claims and losses arising from
catastrophe (CAT) events, all wth the goal of establishing effective cost-control
measures — as well as a welll-organized approach — to the adjustment
of catastrophe (CAT) claims and losses.</span></p>
<p><span class="cm">At Adjusters Asia, our expertise in the adjustment,
management, administration and supervision of catastrophe (CAT) losses
and claims, insurance or otherwise, is only one of the many services offered
by our staff of independent insurance adjusters, catastrophe (CAT) adjusters,
project managers, mediators, appraisers, claims managers, business interruption
(BI) specialists and Internet IT professionals.<br>
<a name="environmental_claims"></a><br>
</span></p>
<p class="header">Environmental</p>
<p><span class="cm">Adjusters Asia and its team of professional insurance
adjusters, risk consultants, private investigators and environmental claims
adjusters provide a host of services in relation to environmental claims
and damage arising from the escape, or release, of petroleum products
and by-products, oil and gas products, and chemical products and agents,
whether land, water or air-borne.</span></p>
<p><span class="cm">Investigations into the cause and origin of environmental
claims and losses are both thorough and fact-filled, and are often conducted
by the professional adjusters and investigators at Adjusters Asia in concert
with some of the leading environmental scientists and engineers found
in Asia, including structural, chemical, soil, geological, civil and petro-chemical
(oil & gas, petroleum) engineers.</span></p>
<p><span class="cm">The resources and expertise of Adjusters Asia in respect
of environmental claims includes the management of environmental and toxic
waste cleanup operations, the disposal of hazardous materials (HAZMAT)
in accordance with federal and regional laws, and the handling of environmental
property damage claims, liability claims and lawsuits (litigation) arising
from the environmental event, catastrophe or otherwise..</span></p>
<p><span class="cm">At Adjusters Asia, we understand the regional laws relating
to environmental claims and damage, as well as the practices involved
in the cleanup of toxic waste and other hazardous materials (HAZMAT) sites,
including those arising from mining and drilling operations. With our
broad knowledge and experience in the Asian region, the environmental
loss adjusters at Adjusters Asia can respond quickly to environmental
claims, disasters or otherwise, ensuring that controlled, cost-effective
measures are immediately put into place to minimize the damages, as well
as the claims, insurance or otherwise, arising from such events.<br>
<a name="liability_claims"></a><br>
</span></p>
<p class="header">Liability</p>
<p><span class="cm">Adjusters Asia and its liability adjusters have considerable
expertise in the investigation and adjustment of insurance liability claims,
including those pertaining to contractors (contractor's liability) and
professionals (errors & omissions).</span></p>
<p><span class="cm">With its in-house staff of bodily injury adjusters,
appraisers, negotiators and professional mediators, Adjusters Asia has
the resources and expertise necessary to handle any type of insurance
liability claim, including those involving property damage, business interruption,
bodily injury or death.</span></p>
<p><span class="cm">The following is a brief summary of our experience in
the field of liability claims adjusting.</span></p>
<ul>
<li><span class="cm">Commercial General Liability (CGL) Policies</span></li>
<li><span class="cm">Professional Liability (Errors & Omissions)</span></li>
<li><span class="cm">Umbrella Liability (Excess Coverage)</span></li>
<li><span class="cm">Contractors</span></li>
<li><span class="cm">Employment Practices</span></li>
<li><span class="cm">Products</span></li>
<li><span class="cm">Hired & Non-Owned Liability (automobile, aircraft,
watercraft)</span></li>
<li><span class="cm">Environmental</span></li>
<li><span class="cm">Completed Operations</span></li>
<li><span class="cm">Aviation</span></li>
<li><span class="cm">Automobile</span></li>
<li><span class="cm">Premises</span></li>
<li><span class="cm">Third Party Legal Liability</span></li>
</ul>
<a name="boiler_machinery"></a><br>
<p class="header">Boiler & Machinery</p>
<p><span class="cm">Adjusters Asia and its team of insurance adjusters and
boiler and machinery specialists understand the dynamics behind the failure
of boilers, pressure vessels and other vital pieces of machinery. Investigations
carried out by our boiler and machinery adjusters often reveal that the
cause — or events — giving rise to claims for boiler and machinery
failures began months, if not years before the date of the actual failure,
pointing to a breakdown in the organizational, or chain-of-command structure.</span></p>
<p><span class="cm">With our broad experience in the adjustment of boiler
and machinery claims, the specialists here at Adjusters Asia are quick
to identify the origin of the failure, electrical, mechanical or otherwise,
and to determine the correct course of action in respect of the losses
and damages resulting therefrom, including claims for business interruption.<br>
<a name="transportation_claims"></a><br>
</span></p>
<p class="header">Transportation</p>
<p><span class="cm">Adjusters Asia and its team of independent insurance
claims adjusters, surveyors, aviation adjusters, appraisers, investigators
and transportation specialists have considerable experience and expertise
in the adjustment of insurance claims arising from inland marine (trucking)
operations, ocean-going marine carriers, motor truck cargo hauling, warehouseman's
operations, aviation cargo and general mass transit systems, public, private
or jointly owned.</span></p>
<p><span class="cm">The following is a brief summary of the insurance claims
expertise, marine, aviation and inland marine, offered by the transportation
adjusters here at Adjusters Asia.</span></p>
<ul>
<li><span class="cm">Motor Truck Cargo (Bill of Lading) Legal Liability
(Inland Marine)</span></li>
<li><span class="cm">Warehouseman's Legal Liability Claims</span></li>
<li><span class="cm">Cargo - Marine and Inland Marine</span></li>
<li><span class="cm">Aviation Cargo</span></li>
<li><span class="cm">Environmental losses arising from chemical and petro-chemical
(oil, petroleum) spills, contamination and pollution</span></li>
<li><span class="cm">Professional Liability (Errors & Omissions)</span></li>
<li><span class="cm">Consequential Loss</span></li>
<li><span class="cm">Business Interruption</span></li>
<li><span class="cm">General Averaging</span></li>
</ul>
<p><span class="cm">From the Philippines to Russia, Adjusters Asia and its
transportation, aviation, marine and inland marine insurance adjusters
are familiar with the transportation industry and its practices, laws
and regulations throughout the Asian region, and have the experience necessary
to bring any and all insurance claims in this specialized field to a swift
and successful conclusion.<br>
<a name="travel_claims"></a><br>
</span></p>
<p class="header">Travel Insurance</p>
<p><span class="cm">Adjusters Asia and its team of insurance claims adjusters,
in conjunction with our claims management division, offer a full range
of claims adjusting services to insurance companies and brokers specializing
in travel and business travel insurance policies.</span></p>
<p><span class="cm">Among the claims adjusting services provided by Adjusters
Asia are those relating to emergency medical expenses, trip or travel
cancellation and curtailment insurance, travel-related personal liability
claims, journey continuation, travel-related legal expenses, travel delay
insurance, baggage delay, damage and theft insurance, as well as claims
arising from hijack (highjack), kidnap (kidnapping) and detention insurance
policies.</span></p>
<p><span class="cm">Leveraging the expertise and resources of our in-house
software engineers, programmers, designers and Internet (web) professionals,
Adjusters Asia designs and deploys on-line claims and database solutions
that minimize the expenses associated in the adjustment of travel insurance
claims, ensuring a cost-effective approach to the processing of such claims
on behalf of our travel insurance clients.<br>
<a name="art_jewellers"></a><br>
</span></p>
<p class="header">Fine Art & Jewellers (Jeweler's) Block</p>
<p><span class="cm">Adjusters Asia and its team of independent insurance
adjusters and investigators have considerable experience in the adjustment
of claims and losses arising from Fine Art and Jewellers (Jeweler's) Block
coverage.</span></p>
<p><span class="cm">From private to corporate collections, or from dealers
to museums and fine art galleries, Adjusters Asia and its professional
adjusters are adept at documenting and evaluating the claims in connection
with such losses, including claims involving gemstones, paintings, etchings,
drawings, lithographs and statuary, rare, priceless or otherwise.<br>
<a name="bloodstock_claims"></a><br>
</span></p>
<p class="header">Bloodstock</p>
<p><span class="cm">The professional independent insurance adjusters at
Adjusters Asia have considerable expertise in the adjustment of bloodstock
insurance claims, including motality and theft losses, and claims relating
to major medical and surgical procedures (morbidity).</span></p>
<p><span class="cm">The bloodstock adjusters at Adjusters Asia are adept
at establishing proper bloodstock valuations, including those for race
horses (equine), stud horses and livestock, and are well acquainted with
veterinary practices throughout the Asian region.<br>
<a name="kidnap_ransom"></a><br>
</span></p>
<p class="header">Kidnap (Kidnapping), Ransom and Extortion</p>
<p><span class="cm">Kidnap (kidnapping), ransom and extortion is a growing
world problem, particularly in developing nations, and with multi-national
corporations leading the way in the new global economy, their directors,
officers and employees are most often the ones to experience the first-hand
effects of such acts, political, social or otherwise.</span></p>
<p><span class="cm">Adjusters Asia and its team of professional investigators,
mediators, negotiators, independent insurance adjusters and claims and
recovery experts maintain a host of high-level contacts throughout the
Asian region, and can assist in resolving the insurance claims for kidnap
(kidnapping), ransom and extortion, either through direct negotiation
and recovery efforts, or by working alongside police and military authorities
to monitor — and protect — the financial interests (ransom /
extortion payments made available) of the kidnap, ransom and extortion
victim(s) and/or the kidnap (kidnapping), ransom and extortion insurer.</span></p>
<p><span class="cm">All insurance claims for kidnap (kidnapping), ransom,
detention, abductions, hijacks and extortion are handled only by the Managing
Director and President of Adjusters Asia, often in concert with leading
political, military and security experts.<br>
<a name="homeowner_claims"></a><br>
</span></p>
<p class="header">Residential - Homeowner</p>
<p><span class="cm">Insurance claims under homeowner policies, whether for
fire, flood, windstorm or theft, are resolved in a professional and cost-effective
manner by the highly experienced adjusters and appraisers here at Adjusters
Asia.</span></p>
<p><span class="cm">With our expertise in regional and municipal building
laws, bylaws and codes, as well as in the field of construction project
management and administration, Adjusters Asia and its insurance adjusters
can prepare the necessary repair specifications (scope of repair) in accordance
with the conditions, limitations and exclusions of the policy, and then
quickly obtain competitive bids from local and competent building contractors
with a reputation for undertaking repairs, rebuilding and/or restoration
work in the shortest possible time in order to mitigate the claim (if
any) for additional living expenses.</span></p>
<p><span class="cm">From outbuildings to castles, or from bungalows to palaces,
Adjusters Asia and its staff of professional independent insurance adjusters,
appraisers and construction project managers have the experience —
and a solution — that's right for you.<br>
<a name="automobile_claims"></a><br>
</span></p>
<p class="header">Automobile</p>
<p><span class="cm">The professional independent insurance adjusters, appraisers,
mediators, negotiators and casualty claims specialists at Adjusters Asia
have considerable experience in the adjustment of automobile insurance
losses, including traffic and mass transit accidents in which claims for
bodily injury, major or minor, legitimate or fraudulent, have been advanced.</span></p>
<p><span class="cm">In addition to providing detailed and comprehensive
witness statements, as well as accident and scene investigations, diagrams
and reconstructions, the bodily injury adjusters at Adjusters Asia monitor
and evaluate, and then validate the costs associated with surgical, hospital,
physiotherapy, massage and other medical expenses, providing, as well,
full litigation support services, including recommendations on expert
testimony, to defense lawyers, attorneys and law firms representing its
automobile insurance clients.<br>
<a name="marine"></a><br>
</span></p>
<p class="header">Marine</p>
<p><span class="cm">Adjusters Asia and its marine adjusters and surveyors
offer a broad range of services to insurance and reinsurance companies,
risk managers, marine underwriters, brokers and agents connected with
the maritime industry.</span></p>
<p><span class="cm">In addition to undertaking comprehensive marine surveys,
the marine specialists at Adjusters Asia offer expertise in the adjustment
of claims and losses arising from a variety of marine covers, including
those listed below.</span></p>
<ul>
<li><span class="cm">Cargo claims</span></li>
<li><span class="cm">General Averaging</span></li>
<li><span class="cm">Ship Repairer's Legal Liability</span></li>
<li><span class="cm">Stevedores' Legal Liability</span></li>
<li><span class="cm">Terminal Operators' Legal Liability</span></li>
<li><span class="cm">Hull & Machinery claims</span></li>
<li><span class="cm">Comprehensive General Liability (CGL)</span></li>
</ul>
<p><span class="cm">For information on our survey services, including those
related to the marine, cargo, film and construction industries, follow
the link at the top of the page to our section on surveys.<br>
<a name="investigation_services"></a><br>
</span></p>
<p class="header">Investigation Services</p>
<p><span class="cm">Adjusters Asia and its team of insurance claims adjusters
and investigators conduct private, highly confidential investigations
on behalf of insurance companies, brokers, underwriters, law firms, lawyers
and attorneys, as well as on behalf of other companies, associations and
organizations, government, corporate or private, needing assistance and/or
information on any topic, company or person in Asia, Southeast Asia or
the Asia (Asian) Pacific region.</span></p>
<p><span class="cm">With insurance fraud now a multi-billion dollar concern
to the insurance industry, as well as to informed members of the public
(policyholders) deeply concerned with the rising cost of insurance premiums,
insurance, reinsurance companies, underwriters and brokers throughout
the world have come to rely on the expertise and resources of Adjusters
Asia and its professional investigators and adjusters as it relates to
the investigation of suspected insurance fraud cases, arson or otherwise,
occurring anywhere in the Asian region.</span></p>
<p><span class="cm">To learn more about the private and highly confidential
investigation services offered by Adjusters Asia and its team of independent
insurance adjusters and private investigators, follow the link at the
top of the page to our section on investigations.<br>
<a name="risk_assessment"></a><br>
</span></p>
<p class="header">Risk Assessment — Loss Prevention</p>
<p><span class="cm">Adjusters Asia and its staff of independent insurance
claims adjusters, surveyors (marine, film, construction), private investigators,
construction project managers, claims administrators and information technology
(IT) professionals are adept at identifying risks and exposures, and formulating
effective risk management strategies to mitigate the potential for loss.</span></p>
<p><span class="cm">With an in-house team of construction project managers,
marine surveyors, investigators, oil and gas (petro-chemical) engineers,
insurance claims adjusters, software developers, network security experts,
database engineers, programmers and Internet web professionals, Adjusters
Asia offers expertise in the identification and analysis of risks in the
construction and technology sectors, as well as with risks, political,
social or otherwise, relating to kidnap (kidnapping), ransom and extortion
insurance covers.</span></p>
<p><span class="cm">From local water and energy allocation practices, to
areas of political, social and worker unrest, Adjusters Asia, with its
resources and broad experience in the Asian region, can provide critical
information on known, unknown and projected operational risks and hazards,
all of which is vital in making informed business decisions on a variety
of subjects and topics, including insurance coverages, construction project
safety and security, and the defense of computer networks (LAN, WAN),
intranets or extranets (Internet).<br>
<a name="workers_compensation"></a><br>
</span></p>
<p class="header">Workers' Compensation</p>
<p><span class="cm">Adjusters Asia and its team of independent insurance
adjusters, investigators, claims-control managers, claims administrators
and IT professionals offer a broad range of workers' (workmen's) compensation
solutions to private and publicly-traded companies and corporations, as
well as to all levels of government, federal or regional, including departments
devoted to labor and workers' (workmen's) compensation issues found at
the state, provincial and municipal levels.</span></p>
<p><span class="cm">In addition to our thorough understanding of labor laws,
the claims and legal professionals at Adjusters Asia are fully familiar
with the gamut of workers' (workmen's) compensation statutes and regulations
in place throughout the Asian region, including safety in the workplace
and other general safety regulations enacted by several ASEAN and non-ASEAN
nations.</span></p>
<p><span class="cm">From the administration of employee accident, life and
sickness benefits plans, to the investigation and management of workers
(workmen's) compensation claims, lawsuits and litigation issues, Adjusters
Asia, in concert with its team of insurance claims adjusters, investigators,
cost-control managers, claims administrators and IT professionals, has
a solution that's right for you — and your budget.<br>
<a name="claims_reporting"></a><br>
</span></p>
<p class="header">Reporting</p>
<p><span class="cm">With Internet security now a major concern to companies
throughout the world, our firm and its staff of IT professionals promote
and recommend the resources and services of its high-speed, secure server,
a system incorporating the very latest in encryption technology.</span></p>
<p><span class="cm">Of course, our reports can still be sent by way of traditional
delivery methods, but then the advances made in respect of information
delivery - as well as security - are lost.</span></p>
<p><span class="cm">To facilitate the use of our secure document exchange
platform, Adjusters Asia has prepared a comprehensive <a href="../../help/updown/updown_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Help Section');return document.MM_returnValue" class="link2">help
section</a> covering a range of topics, all with the goal of getting your
information moving fast.<br>
<a name="useful_links"></a><br>
</span></p>
<p class="header">Useful Links</p>
<p><span class="cm">Click the countries below for a variety of useful links,
some of which relate directly to the business of insurance.</span></p>
<table border="0" cellspacing="0" cellpadding="0" width="390">
<tr>
<td><img src="images/clear.gif" width="14" height="1"></td>
<td><img src="images/clear.gif" width="116" height="1"></td>
<td><img src="images/clear.gif" width="14" height="1"></td>
<td><img src="images/clear.gif" width="116" height="1"></td>
<td><img src="images/clear.gif" width="14" height="1"></td>
<td><img src="images/clear.gif" width="116" height="1"></td>
</tr>
<tr>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/hongkong/hongkong_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Hong Kong');return document.MM_returnValue" class="link2">Hong
Kong</a></td>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/singapore/singapore_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Singapore');return document.MM_returnValue" class="link2">Singapore</a></td>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/china/china_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('China');return document.MM_returnValue" class="link2">China</a></td>
</tr>
<tr>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/india/india_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('India');return document.MM_returnValue" class="link2">India</a></td>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/philippines/philippines_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Philippines');return document.MM_returnValue" class="link2">Philippines</a></td>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/thailand/thailand_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Thailand');return document.MM_returnValue" class="link2">Thailand</a></td>
</tr>
<tr>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/japan/japan_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Japan');return document.MM_returnValue" class="link2">Japan</a></td>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/korea/korea_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Korea');return document.MM_returnValue" class="link2">Korea</a></td>
<td><img src="images/arrow.gif" width="14" height="7"></td>
<td class="link2"><a href="../links/taiwan/taiwan_frameset.htm" target="_top" onMouseOver="MM_displayStatusMsg('Taiwan');return document.MM_returnValue" class="link2">Taiwan</a></td>
</tr>
</table>
<a name="countries_serviced"></a><br>
<p class="header">Countries Serviced</p>
<p><span class="cm">Below are the countries in Asia serviced by our company.
</span></p>
<table border="0" cellspacing="0" cellpadding="0" width="390" class="cm">
<tr>
<td><img src="images/clear.gif" width="12" height="1"></td>
<td><img src="images/clear.gif" width="118" height="1"></td>
<td><img src="images/clear.gif" width="12" height="1"></td>
<td><img src="images/clear.gif" width="118" height="1"></td>
<td><img src="images/clear.gif" width="12" height="1"></td>
<td><img src="images/clear.gif" width="118" height="1"></td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Afghanistan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Kazakhstan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Philippines</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Armenia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Kiribati</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Qatar</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Azerbaijan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Korea, North</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Russia</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Bahrain</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Korea, South</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Samoa</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Bangladesh</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Kuwait</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Saudi Arabia</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Bhutan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Kyrgyzstan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Singapore</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Brunei</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Laos</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Solomon Islands</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Cambodia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Lebanon</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Sri Lanka</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">China</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Macau</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Syria</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">East Timor</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Malaysia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Taiwan</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Fiji</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Maldives</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Tajikistan</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Georgia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Mongolia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Thailand</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Guam</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Marshall Islands</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Tonga</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Hong Kong</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Micronesia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Turkey</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">India</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Myanmar (Burma)</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Turkmenistan</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Indonesia</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Nauru</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Tuvalu</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Iran</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Nepal</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">UAE (Arab Emirates)</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Iraq</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Oman</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Uzbekistan</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Isreal</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Pakistan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Vanuatu</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Japan (Nippon)</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Palau</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Vietnam</td>
</tr>
<tr>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Jordan</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Papua New Guinea</td>
<td><img src="images/bullet.gif" width="12" height="4"></td>
<td class="cm">Yemen</td>
</tr>
</table>
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</tr>
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<td><img src="images/clear.gif" width="1" height="10"></td>
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